We Buy and Sell Notes Nationwide

Why would I sell my mortgage note?

Circumstances change and many sellers would prefer cash today rather than small payments that trickle in each month. Here are just a few reasons people have sold their note payments for cash:



Investment Opportunity

Expensive Medical Care


College Tuition

Unexpected Financial Changes

Peace of Mind – no more worrying if the buyer is going to make late payments or having to foreclose

Accounting headaches, IRS regulations, paperwork hassles and the list goes on…

How is the value of a note determined?

The value of a note is affected by the down payment, interest rate, payment amount, and term as well as the buyer’s credit rating and payment history. The type, condition, and value of the property also impact the value of your note.

The time value of money, which makes payments due now more valuable than payments due in 20 to 30 years, also plays a role in the evaluation process. Generally, due to inflation, money in your pocket today is worth more now than later. All of these elements will be taken into consideration in determining the current value of your note.

What is a note appraisal?

A note appraisal reflects the current market value of your payments similar to what a real estate appraisal provides for real property.  It shows what your future payments are worth in cash dollars today and is sometimes referred to as a “note analysis” or “quote”.

We recommend you have your note evaluated once a year as pricing may change based on market conditions.

Ready to sell your Note? Get A Free Quote, No Obligation

  Feel free to give us a call, send a text or email, we're happy to answer any questions and give you a quote on the value of your note.

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The Note Place

2620 S Maryland Pkwy STE 14 #461 Las Vegas, NV 89109 US

AZ Spencer Honey 480-331-7810 NV G. Denham Goldsmith 702-508-8512




Our Team

Spencer Honey, Senior Partner

Spencer is a former commercial airline pilot, and has been active in the real estate investing industry since 2002.  His specialty is helping clients structure transactions.

G. Denham Goldsmith, Analyst

Greg is a former real estate developer and active investor, with over thirty years in the real estate space, focused on client service and creative deal solutions.